Get Instant Loans for Real Solutions
Get fast, reliable access to funds with WongaFix. We offer a range of loan options tailored to your needs, with a 100% online process.
Products
Explore our range of loan products designed to meet your specific needs:
WongaFix iscommitted to providing accessible and convenient financial solutions.
Personal Loans
Meet Your Needs Instantly!
Need funds for emergencies, education, rent, or medical expenses? Our fast, flexible personal loans gives you the financial support you need quickly with a single digital process
Salary Advance Loans
Access a portion of your upcoming salary in minutes.
Wongafix Salary Advance gives you quick access to a portion of your upcoming paycheck—so you can handle emergencies, bills, or unexpected expenses without stress.
Micro Loans
Financial boosts for small businesses and entrepreneurs.
Our Micro Loan offers fast, affordable small-scale financing tailored to micro-entrepreneurs, traders, and startups.
Benefits
Here's how WongaFix makes borrowing easy and convenient:
Testimonials
What they say about us
Malik Sodimu
As a security guard, banks ignore people like me. When my wife had surgery, WONGAFIX gave me ₦50K in 15 minutes with just my ID and phone number. THEIR Repayment plan was fair—I repaid little by little from my salary. God bless this company!
Daniel T
As a contract staff, salary delays are normal. Wongafix ₦75K loan saved me when I couldn’t feed my kids for a week. Their instant approval and repayment plan fit my irregular income. I’ve used them plenty times and recommended my colleagues too.
Kayode M
Other lenders hide charges, but Wongafix fee was clear upfront. I borrowed ₦40K to fix my motorcycle (my only income source). Their *voice call follow-up* (no English needed) made me trust them."*
Ibrahim D
*"When my child was hospitalized, I needed ₦80,000 fast. As a security guard earning ₦35,000 monthly, no bank would help me. Wongafix approved my loan in 20 minutes.
Rebecca Adebiyi
*"My sewing machine broke right during wedding season wongafix ₦200,000 equipment loan came in less than an hour. Their rate was fair, and I repaid from customer payments. Now I've trained 2 apprentices thanks to my growing business."*
Paul P.
As a Bolt driver, Wongafix has been my go-to for 3 years - from ₦30,000 fuel loans to ₦150,000 for car repairs. Their system knows my earnings pattern, so approvals get faster each time.
A O. George , Lagos
"Wongafix LPO financing saved my pharmacy! I got ₦1.2M in 24 hours to restock medicines—no stress , just my business records and bank statements . Their rate was fair, no hidden charges and repayments matched my cash flow. Now I’m a repeat customer!"
Borokini
With Wongafix ₦3M SME loan, I bought more equipment and doubled my bakery’s output grow my business income
FAQs
Frequently asked questions
Q: Who can apply for a WongaFix loan?
A: Nigerian residents (18+), salaried employees with a verified bank account and steady income, and micro-entrepreneurs with proof of business/income.
Q: What is the maximum loan amount?
A: You can borrow up to ₦2,000,000. Microloans offer between ₦20,000 and ₦200,000.
What are the repayment terms?
A: Repayment terms vary depending on the loan type, with flexible options available. Salary advance loans are typically repaid on your next payday, while microloans have terms of 1-6 months.
Is collateral required?
No, WongaFix offers unsecured loans, meaning no collateral is needed.