Our Story

Wongafix kicked off its journey in August 2016 as a digital lending platform, driven by a mission to make financial solutions accessible and convenient for those who often get overlooked, like underserved individuals and micro-entrepreneurs. 

How We Build Better Lending Solutions

We believe technology should make lending more transparent, responsible and inclusive.

Every product we build is designed to simplify access to credit while helping borrowers, employers and businesses make better financial decisions.

Why Choose Wongafix?

Responsible Lending – Fair, transparent and customer-focused lending practices.
Fast Digital Experience – Simple applications with quick loan decisions and disbursement.
Employer-Backed Solutions – Innovative lending designed to improve access to affordable credit for employees.
Transparent Pricing – Clear loan terms with no hidden charges.
Technology-Driven – Secure digital processes that make borrowing easier and more convenient.
Committed to Financial Inclusion – Expanding access to responsible credit for individuals and businesses.

2016

Year founded

5

Loans Disbursed

95

On-time Disbursement

Product Offerings

Spotting a significant gap in traditional banking services, Wongafix harnesses technology to offer quick, transparent, and inclusive credit options tailored for low-income earners and small businesses.

Employer-Backed Loans

Our flagship lending solution provides affordable credit to employees through employer partnerships. Loan repayments are aligned with salary schedules, making borrowing more convenient, transparent and sustainable.

Ideal for:

  • Salaried employees
  • Corporate organisations
  • Public sector workers
Consumer Lending Products

Salary Advance

Access a portion of your earned salary before payday to manage short-term financial needs without disrupting your monthly budget.

Ideal for:

  • Unexpected expenses
  • Household needs
  • Temporary cash flow gaps
Consumer Lending Products

Emergency Loans

Fast access to funds for urgent expenses such as medical bills, education, repairs or other unforeseen financial obligations.

Features

  • Quick approval
  • Flexible repayment
  • Transparent pricing
Consumer Lending Products

Personal Loans

Flexible financing designed for everyday personal needs, including education, home improvement, family events and other planned expenses.

Business Financing Solutions

Business Finance

Working capital solutions that help SMEs manage operations, purchase inventory and expand their businesses with confidence.

Suitable for:

  • Retail businesses
  • Service providers
  • Small enterprises
Business Financing Solutions

LPO Financing

Finance confirmed Local Purchase Orders, enabling businesses to fulfil contracts without disrupting cash flow.

Perfect for suppliers working with:

  • Government agencies
  • Corporate organisations
  • Large institutions
Business Financing Solutions

Asset Finance

Spread the cost of purchasing essential business or personal assets through flexible repayment plans.

Business Financing Solutions

Our Mission & Vision

Vision

To expand financial inclusion through responsible, technology-enabled lending that empowers individuals, businesses and communities to thrive.

Mission

We design technology-enabled lending solutions that combine responsible lending, trusted partnerships and digital innovation to make affordable credit more accessible while supporting sustainable economic growth.  

Key Achievements

5000

Loans Disbursed

95

On-time Disbursement

High repeat customer rate

Transparent pricing and flexible repayment options

85

Unique borrowers

250

SMEs funded

Meet The Team

LEADERSHIP

Olabanke Nwaoze
Olabanke Nwaoze Co-founder
Olabanke Adunni Nwaoze is the Co-Founder and Managing Director of Wongafix Consumer & Business Consult Ltd. With over 23 years of experience in banking, consumer lending and product development, she leads the company's strategy, product innovation and digital transformation, delivering technology-enabled lending solutions that promote responsible lending and financial inclusion.
Adebola Thomas
Adebola Thomas Co-founder
Adebola Thomas is a Chartered Accountant with over 25 years of experience in finance, governance, risk management and corporate assurance. Having held senior leadership positions at Shell Nigeria and Agusto & Co, he brings extensive expertise in financial management, operational governance and business strategy. At Wongafix, he leads finance, operations and risk, ensuring sound governance, regulatory compliance and sustainable business growth.
Mercy Igbi
Mercy Igbi Chief Operating Officer
As Chief Operating Officer, she oversees the company's day-to-day operations, business administration and corporate execution. He/She works closely with internal teams and strategic partners to ensure operational efficiency, service excellence and the successful delivery of Wongafix's lending solutions
Oluwasegun Abiodun Mercy
Oluwasegun Abiodun Mercy Operations
She ensures the smooth delivery of lending services, from customer onboarding and loan processing to disbursement and portfolio administration. The team is committed to delivering efficient, transparent and customer-focused operations while maintaining high service standards.
Rashidat Oyiza
Rashidat Oyiza Compliance
She is responsible for maintaining responsible lending practices and ensuring compliance with applicable regulatory requirements. The team oversees credit risk management, internal controls, data protection and regulatory compliance, supporting the company's commitment to responsible and sustainable lending.
Nwaoze Obichukwu P.
Nwaoze Obichukwu P. I.T
He is responsible for developing, maintaining and continuously enhancing the digital platform that powers Wongafix's lending operations. Working closely with the product team, they deliver secure, reliable and scalable technology solutions that support digital onboarding, loan processing, repayment management and customer experience.
NDP Act, 2023 audit
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