Small Funds,
Big Opportunities!

Need a quick financial boost to grow your small business, cover urgent expenses, or seize a new opportunity? Wongafix Micro Loan offers fast, affordable small-scale financing tailored to micro-entrepreneurs, traders, and startups.

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Key Benefits

  • Instant Access

    Get ₦20,000 to ₦200,000 in minutes

  • No Collateral Needed

    Unsecured loans for small businesses & individuals

  • Short-Term Repayment

    Flexible tenure (1–6 months)

  • Low-Interest Rates

    Affordable for daily income earners

  • 100% Digital

    Apply via WhatsApp/website without paperwork

How it works

Who can apply

Petty Traders

Restock inventory for your shop or market stall

Street Vendors

Buy supplies in bulk at lower prices

Artisans & Freelancers

Upgrade tools or cover project costs

Home-Based Businesses

Expand your catering, tailoring, saloon or cleaning service

Emergency Needs

Medical bills, school fees, or urgent repairs

Easy Requirements

Nigerian citizen, 18+ years old

Proof of business/income (even informal)

Active bank account or mobile wallet

Valid ID (BVN, NIN, or Voter’s Card)

Active employments for 12 months

How It Works:

  • 1

    Choose Amount– Select how much you need (₦20k–₦200K)

  • 2

    Apply Instantly – Via WhatsApp / website

  • 3

    Receive Funds – Approved loans sent to your wallet/bank in 60 minutes

  • 4

    Repay Easily Automatic deductions or cash deposits

Apply now